Place the cream cheese in a bowl and beat until light and fluffy. (I like to do this with an hand mixer.) Add the sour cream and the taco seasoning and stir until combined. Set aside.
8 oz cream cheese, 1/2 cup sour cream, 2 tablespoons taco seasoning
In the bottom of an 11x7-inch baking dish, spread the refried beans into an even layer.
16 oz can refried beans
Spread the cream cheese mixture over the beans carefully, keeping everything in its own layer.
Add the guacamole next, followed by the shredded cheese.
1 cup prepared guacamole, 4 oz shredded cheddar cheese
Top with the tomatoes, olives, then the green onions.
2-3 roma tomatoes, 1 (2.25 oz) can sliced olives, 2-3 green onions
Cover the dish and refrigerate for at least an hour before serving.
Notes
Total time does not include time for chilling.Nutrition information provided as an estimate only. Various brands and products can change the counts. Any nutritional information should be used as a general guide.